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WaveHub CastFlux
Financial Mastery Through Education

Privacy Policy

Your privacy matters to us. This policy explains how WaveHub CastFlux collects, uses, and protects your personal information when you engage with our financial modeling education services.

Last Updated: January 15, 2025 | Effective Date: January 15, 2025

Information We Collect

Personal Information You Provide

When you interact with our services, we collect information you voluntarily share with us. This helps us provide better educational experiences and communicate effectively about our programs.

Contact details including name, email address, and phone number when you inquire about our programs
Educational background and professional experience when you apply for learning programs
Payment information processed through secure third-party providers for course enrollment
Communication preferences and feedback about our educational content
Resume and portfolio information when submitting applications for intensive programs

Technical Information

Our website automatically collects certain technical information to improve functionality and user experience. This data helps us understand how people use our educational resources.

Browser type, device information, and operating system details
IP address and general location information for security purposes
Pages visited, time spent on our website, and navigation patterns
Referral sources and search terms used to find our content

How We Use Your Information

We use collected information to deliver high-quality financial modeling education and maintain effective communication with current and prospective students. Every use of your data serves a specific purpose related to our educational mission.

Purpose Information Used Legal Basis
Program enrollment and administration Contact details, educational background, payment information Contract performance
Educational content delivery Account information, learning preferences, progress data Contract performance
Customer support and communication Contact details, inquiry history, feedback Legitimate interest
Website improvement and analytics Technical data, usage patterns, performance metrics Legitimate interest
Marketing communications Contact details, program interests, communication preferences Consent or legitimate interest

Information Sharing and Disclosure

We carefully control how your information is shared. We never sell personal data to third parties, and any sharing serves specific purposes that benefit your educational experience or meet legal requirements.

Service Providers

We work with trusted companies that help us deliver our educational services. These partners are contractually bound to protect your information and use it only for specified purposes.

Payment processors for secure transaction handling and billing management
Email service providers for course communications and educational updates
Learning management systems for content delivery and progress tracking
Analytics providers for website performance and user experience improvement

Legal Requirements

In certain circumstances, we may need to disclose your information to comply with legal obligations or protect legitimate interests. This includes situations where disclosure is required by Australian law or regulatory authorities.

Your Privacy Rights

Under Australian Privacy Principles and international privacy standards, you have several rights regarding your personal information. We're committed to honoring these rights and making it easy for you to control your data.

Access Your Information

Request a copy of the personal information we hold about you, including details about how it's being used and who it's shared with.

Correct Inaccuracies

Update or correct any personal information that's outdated, incomplete, or inaccurate. We'll make changes promptly after verification.

Data Portability

Receive your personal information in a structured, commonly used format that allows you to transfer it to another service provider.

Withdrawal of Consent

Withdraw your consent for specific uses of your information, such as marketing communications, at any time through your account settings.

Deletion Requests

Request deletion of your personal information, subject to legal and contractual obligations. We'll explain any limitations that may apply.

Complaint Resolution

Lodge complaints about our privacy practices with us directly or with the Australian Privacy Commissioner if you're not satisfied with our response.

How to Exercise Your Rights

To exercise any of these rights, contact us using the information provided at the end of this policy. We'll respond to your request within 30 days and may need to verify your identity before processing certain requests. There's no charge for most requests, though we may apply reasonable fees for excessive or repetitive requests.

Data Security and Protection

We implement comprehensive security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. Our approach combines technical, administrative, and physical safeguards.

Technical Safeguards

SSL encryption for all data transmission between your device and our servers
Regular security assessments and vulnerability testing of our systems
Secure hosting infrastructure with 24/7 monitoring and threat detection
Regular data backups with encryption and secure off-site storage

Access Controls

Multi-factor authentication for staff accessing sensitive systems
Role-based access controls limiting data access to authorized personnel only
Regular access reviews and prompt removal of unnecessary permissions
Comprehensive audit logs tracking all data access and modifications

While we maintain robust security measures, no system is completely immune to security breaches. In the unlikely event of a data breach affecting your personal information, we'll notify you and relevant authorities as required by law, typically within 72 hours of discovery.

Data Retention and Deletion

We retain personal information only as long as necessary to fulfill the purposes for which it was collected, comply with legal obligations, and resolve disputes. Our retention periods vary based on the type of information and how it's used.

Information Type Retention Period Deletion Method
Student enrollment records 7 years after course completion Secure deletion from all systems
Marketing contact information 3 years after last interaction Automated purge with confirmation
Website analytics data 26 months from collection Automatic system deletion
Payment transaction records 7 years for tax compliance Secure archival then deletion
Support communication history 2 years after case closure Manual review then deletion

You can request early deletion of your information by contacting us directly. We'll honor these requests unless we have legitimate reasons to retain the data, such as ongoing legal obligations or unresolved disputes.

International Data Transfers

Some of our service providers and technology partners operate outside Australia. When we transfer your personal information internationally, we ensure appropriate safeguards are in place to protect your data according to Australian privacy standards.

Transfer Safeguards

Standard contractual clauses approved by Australian and international authorities
Adequacy decisions recognizing equivalent privacy protection in destination countries
Certification schemes ensuring recipient organizations meet required privacy standards
Regular monitoring and auditing of international data processing activities

Countries where your data may be processed include the United States (for cloud hosting and analytics), the United Kingdom (for customer support systems), and Singapore (for payment processing). All transfers comply with Australian Privacy Principles and include contractual protections.

Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyze website performance, and provide personalized content. You have control over how these technologies are used.

Types of Cookies We Use

Essential cookies required for basic website functionality and security
Analytics cookies helping us understand how visitors use our site
Preference cookies remembering your choices and personalizing your experience
Marketing cookies used to deliver relevant content and measure campaign effectiveness

You can control cookie preferences through your browser settings or our cookie management tool. Note that disabling certain cookies may affect website functionality and your user experience.

Changes to This Privacy Policy

We may update this privacy policy periodically to reflect changes in our practices, legal requirements, or business operations. When we make significant changes, we'll notify you through multiple channels to ensure you're aware of how these changes affect your privacy rights.

How We Notify You of Changes

Email notification to registered users at least 30 days before significant changes take effect
Prominent notice on our website highlighting key changes and their implications
Updated version clearly marked with revision date and summary of changes
Opportunity to review changes and exercise your privacy rights before new terms apply

Your continued use of our services after we publish changes constitutes acceptance of the updated policy. If you disagree with any changes, you can contact us to discuss your options or request account closure.

Contact Us About Privacy

If you have questions about this privacy policy, want to exercise your privacy rights, or need to report a privacy concern, we're here to help.

Privacy Officer
WaveHub CastFlux
513 Queen Victoria Square
Melbourne VIC 3000, Australia
Email: privacy@wavehub-castflux.com
Phone: +61 8 9467 2870
Response Time: Within 5 business days

If you're not satisfied with our response to your privacy inquiry, you can lodge a complaint with the Office of the Australian Information Commissioner at oaic.gov.au or by calling 1300 363 992.